Business Checking Accounts

Our high-yield accounts will actually allow you to gain money and have complete access to it at the same time.

Your money. Your way. Just more of it.

When you trust your money to the State Bank of Ceylon, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why State Bank of Ceylon has so many accounts to choose from.

Regular Checking Account

No restrictions. No fees. Just your money your way.

Features:

No minimum balance required to open an account

No monthly service charge for customers 62 and over

No monthly service charge for full-time students

Free monthly statement with check images

No monthly service charge with a balance of $600.00+

Free mobile & online banking

No monthly service charge on debit cards

NOW Checking Account

Checking accounts just got better. Earn interest on your money.

Features:

A daily balance of $1,000 to avoid a monthly service charge

Free monthly statement with check images

Free mobile & online banking

No monthly service charge on debit cards

Interest is compounded monthly and paid monthly

Interest rates may vary depending on balance

Account Features

We pride ourselves with being technologically focused, in terms of mobile & online banking, in order to make our customer experience easier, faster, and more secure.

Business Savings Accounts

Let us help you put your hard-earned money to work.

Great rates to help you save more.

Make saving easier with our safe, secure, FDIC-Insured, high-yield savings products. Compare our high-yield savings products below.

Business Savings Account

Save money while watching the interest pile up.

Features:

Minimum balance of $10.00 required to earn interest on the account

Interest compounded quarterly and paid quarterly

You will receive a quarterly statement on your account

No monthly service charge for active accounts

Free mobile & online banking

No activity for one year dormant account charge of $5.00 per month

Certificate of Deposit (CD)

High-yielding interest accounts make everyone happy.

Features:

CD accounts are FDIC-Insured Up to the maximum allowed by law

No Monthly Maintenance Fees

Secure electronic statements

Access your account anytime with our online banking

Money Market Account (MMA)

High-yielding interest accounts make everyone happy.

Features:

Balance of $2,500.00 to earn Money Market interest rate

If balance falls below $2,500.00 you will earn NOW account interest rate

Secure electronic statements

Access your account anytime with our online banking

No monthly service charge

Interest compounded monthly and paid monthly

Secure electronic statements

Interest rates may vary depending on balance

Account Features

We pride ourselves with being technologically focused, in terms of mobile & online banking, in order to make our customer experience easier, faster, and more secure.

Equipment Financing

Own or lease. New or used. We have a number of financing options to help make your business dreams a reality.

Funding to make your job that much easier.

You know your business and what it takes to succeed. You also know that the cost of machinery, heavy equipment, etc. can be a bit high and tough to manage. Not any more. Our great rates and terms allow you the freedom to own your machinery/equipment through easily managable monthly payments. With everything available to you at your fingertips with online and mobile business banking, easier just also became a lot easier.

We'll help you get what you need.

Focus on the big picture. We'll get your equipment.

Equipment is expensive, but we can help:

Equipment purchased with loan is its own collateral.

Low interest rates to help you keep more profits.

Long business history is not a requirement.

Flexible terms and small, affordable fees.

Business Loans

Invest in yourself. Invest in your business. Give the boost you need to flourish.

Bringing your goals within reach.

With so many business loan options, we can tailor the terms of the loan exactly to your distinct business needs. Whether you need money to get up and running or a longer-term option, we can help bring your business to that next level. We offer competitive rates and flexible terms in order to promote growth in our community and beyond.

Do more. Multiple options. Great rates.

We want you to thrive, not be locked down by our loans.

Types of business loans:

Unsecured Lines of Credit

Secured Lines of Credit

Overdraft Lines of Credit

Term Loans (Short & Long)

Small Business Administration (SBA) Loans

United States Department of Agriculture (USDA) Loans

Open an account online today and experience
Banking that Matters.