Checking Accounts

Whether it is your first checking account or not, we have options that actually earn you money.

Secure accounts to keep you worry-free.

When you trust your money to the State Bank of Ceylon, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why State Bank of Ceylon has so many accounts to choose from.

Regular Checking Account

Your money your way.

Features:

No minimum balance required to open an account

No monthly service charge for customers 62 and over

No monthly service charge for full-time students

No monthly service charge with a balance of $600.00+

No monthly service charge on debit cards

NOW Checking Account

Checking accounts just got better. Earn interest on your money.

Features:

A daily balance of $1,000 to avoid a monthly service charge

No monthly service charge on debit cards

Interest is compounded monthly and paid monthly

Interest rates may vary depending on balance

Account Features

We pride ourselves with being technologically focused, in terms of mobile & online banking, in order to make our customer experience easier, faster, and more secure.

Savings Accounts

Let us help you put your hard-earned money to work.

Great interest rates to help you save more.

Make saving easier with our safe, secure, FDIC-Insured, high-yield savings products. Compare our high-yield savings products below.

Savings Account

Save money while watching the interest pile up.

Features:

Minimum balance of $10.00 required to earn interest on the account

Interest compounded quarterly and paid quarterly

You will receive a quarterly statement on your account

No monthly service charge for active accounts

No activity for one year dormant account charge of $5.00 per month

Certificate of Deposit (CD)

High-yielding interest accounts make everyone happy.

Features:

CD accounts are FDIC-Insured Up to the maximum allowed by law

No Monthly Maintenance Fees

Access your account anytime with our online banking

Money Market Account (MMA)

High-yielding interest accounts make everyone happy.

Features:

Balance of $2,500.00 to earn Money Market interest rate

If balance falls below $2,500.00 you will earn NOW account interest rate

Access your account anytime with our online banking

No monthly service charge

Interest compounded monthly and paid monthly

Interest rates may vary depending on balance

Account Features

We pride ourselves with being technologically focused, in terms of mobile & online banking, in order to make our customer experience easier, faster, and more secure.

Autos & Toys Loans

Vroom vroom. That is the sound of your new car, or boat, or motorcycle... Vroom vroom.

Get the vehicle that you need or that you always wanted.

If you are in the market for a new or used car, boat, motorcycle, or whatever your need but do not have the proper funding, we are here to help you get that funding and the keys into your hands. Our great interest rates and terms will help you get on the road quickly and affordably.

Go ahead. Take the wheel.

Great interest rates and terms for all types of autos & toys.

Here is a little of what we offer:

Dealer financing for new or used cars.

Car lease buyout loans.

No down payment on most vehicles.

No penalty for paying loan off early.

Loans are available for up to 84 months.

Cars, boats, RVs, motorcycles, horse-trailers, etc.

Auto loan pre-approval.

Go ahead. Do it. It will help you save money.

Here is a little of what we offer:

1 Negotiate price instead financing options at dealerships.

2 Spend less time at a dealership.

3 Keep options open as you can shop dealerships for best deals.

4 No surprises from dealership financing.

5 Know how much you can actually afford.

Personal Loans

Life is full of surprises, and sometimes those surprises cost money.

Funding to help make tough situations easier.

Finance a remodel project, consolidate debt, pay for school expenses, weddings, cars, emergencies, and the list goes on. Our fixed-interest rate loans will give you the financial ease you need to take care of any unexpected situation in life. We have many loan options to fit your lifestyle needs.

Too many options to choose from.

Manage your future worry-free.

Our products.

Personal unsecured loans

Personal secured loans

Saving & certificate-secured loans

Personal lines of credit

Open an account with us today and experience
Banking that Matters.